Jan Dhan Darshak App

Why in news?

  • Department of Financial Services (DFS), Ministry of Finance and National Informatics Centre (NIC) has jointly developed a mobile app called Jan Dhan Darshak as a part of financial inclusion (FI) initiative.

Jan Dhan Darshak App:

  • As the name suggests, this app will act as a guide for the common people in locating a financial service touch point at a given location in the country.
  • will be in a unique position to provide a citizen centric platform for locating financial service touch points across all providers such as banks, post office, CSC, etc.
  • These services could be availed as per the needs and convenience of the common people.

Salient features of this App:

  • Find nearby Financial touch points, based on current location (Branches/ATM/Post offices)
  • Search by place name
  • Search by place name also available with Voice Interface
  • Phone number of bank branches available in app, with the facility of call button for integrated dialing
  • Users’ feedback will go directly to the concerned bank for carrying out the necessary updation in data on financial touch points.

Significance of the App:

  • Financial inclusion
  • Digital literacy
  • Reach out to end beneficiaries
  • Transparency in financial transactions
  • Bridging rural urban divide
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